Creative Financial

Pension Transfers

Are you currently a member of a UK or Ireland pension scheme and have you or are you thinking of leaving to live in another country? Transferring your pension to an International One can have tax and other benefits for you.

We specialise in helping UK or Irish ex pats to transfer their pensions to a more favorable jurisdiction. We also help resident holders of UK or Irish pensions to transfer.

For Irish pension holders you don’t need to leave to enjoy pension transfer benefits.


Benefits of transferring a UK pension:

  • Consolidation of multiple pensions
  • Flexible choice of currency
  • Investment flexibility and freedom
  • Possibility to diminish UK income tax or death charges of up to 45%
  • Up to 30% pension initial lump sum (will be based on certain criteria)
  • And much more...


Benefits of transferring a pension to Malta, our preferred location:

  • Access your pension at 50 years of age.
  • No Fund Cap
  • Access to a wide range of investment opportunities
  • 30% tax-free lump sum available – Irish pensions capped at a tax-free lump sum of €200K
  • No Tax to pay on assets within scheme (with exception of immovable property in Malta).
  • And much more...

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